How To Apply For Stanbic IBTC Bank Salary Advance
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February 01, 2023
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Stanbic IBTC bank is not left out from the league of Nigerian commercial banks that offers salary advance to customers. Just as it has become a tradition now, all Nigerian banks now offer payday loans in a bid to compete favorably with fintech startups that offer easy access to loans. However, apart from salary advance, the bank also other flexible loan products focused of making the life of salary earners easier.
With the current state of the Nigerian economy, there is no doubt that every salary earners may run short on cash no matter how much they earn and they need a bridge to take them through till salary is paid. As a result of this reality, Stanbic IBTC has introduce salary advance and EZCash targeted at helping salaried workers meet up with their financial needs. Lets take a look at the two loans: features, eligibiity requirements and how to apply for these loans.
Stanbic IBTC Bank Salary Advance
This type of loan is unique because it is a revolving loan to help you get through the though times. Wondering what a revlolving loan is? A revolving loan gives you access to funds whenever you need it without having to reapply for credit - you simply need to repay 15% of your loan. The minimum loan amount is N20 000.
Eligibility Requirements For Stanbic IBTC Bank Salary Advance
- Your salary account must be domiciled with Stanbic IBTC bank
- You must earn at least N40 000 per month
- You must have been with your employer for at least six months.
- You must be 21 years or older (but not older than 60 years when the facility would end).
- In the case of a contract worker, you need to be contracted to an approved company and must have valid contract terms.
Feature Of Stanbic IBTC Bank Salary Advance
- A minimum loan amount of N20 000
- You can choose to revolve your loan and re-use the re-paid amount
- You can renew your revolving salary loan amount after
How To Apply For Stanbic IBTC Bank Salary Advance
- Visit your nearest Stanbic IBTC Branch
- Call 01 422 2222
- Or send an e-mail to [email protected]
Stanbic IBTC EZCash loan
To be eligible for this loan, you must have a Stanbic Ibtc bank account that is open and operational and has been open for at least a year. You must be at least 18 years old and no older than 59 years old when you apply for a loan. You must not have any history of dud cheques. Your credit reports must be good.
How to apply for Stanbic IBTC EZCash loan
Interested in this loan? CLICK HERE to apply. Fill in your account number and mobile phone to continue with the application process.
Stanbic IBTC Customer Care
You can contact the bank's customer support via details below:
LOCAL - 01 422 2222
INTERNATIONAL - +234 0 142 2222
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