How To Apply For Sterling Bank Salary Advance Loan

In recent years, Sterling bank has emerged as one of the fastest-growing Nigerian banks and to keep up with that pace, the bank has joined its counterpart to compete favorably with fintech startups springing up in Nigeria at a fast pace with money lending solutions. 

Sterling bank in a bid to meet the demands of its teeming customers has launched a salary advance/payday loan scheme to enable salary earners to get money to solve urgent financial needs. Let's take a look at the Sterling bank salary advance/payday loan. How it works and how you can be among the beneficiaries of the scheme.

About Sterling Bank Salary Advance Loan

The bank has an independent loan scheme called Specta. One of the mandates of Specta is to provide salary advances for salaried workers. Specta prides itself as the fastest lending platform in Nigeria which offers individuals and businesses loans of up to N5 million naira in 5 minutes only. No paper, no collateral, and no visit to any office. If you a salary earner, entrepreneur, or youth corper? Specta is designed to support your dreams and give you the life you desire.

With Specta, You may be able to handle urgent personal and professional demands anywhere, at any time, using Specta platform which has a mobile app and web version. Specta guarantees you a loan within 5 minutes as long as you meet their requirements. One of the requirements to qualify for a specta payday loan is that you must have a sterling bank account. There is no requirement for collateral, paperwork, or a visit to any office. 

The loan is intended for salaried individuals, business owners, and youth volunteers who want an urgent borrowing facility to meet their immediate needs. Specta is made to help you achieve your goals and live the life you want.

 How To Apply For Sterling Bank Salary Advance Loan

Applying for Specta loan takes less than 5 minutes. To apply for a Specta loan, follow these steps:

1. CLICK HERE to visit Specta Website where you can start your loan application process.

2. Select the loan package that you find suitable

3. Begin the application by clicking on the loan offer

4. Fill out the application form and submit

5. If you are eligible and the application is successful, your account will be credited immediately.

Eligibility Requirements For Sterling Bank Salary Advance Loan

1. A bank account number(sometimes only Sterling is accepted)
2. Bank Verification Number
3. A valid means of identification
4. valid email address

Sterling bank Specta Contact

You can Contact sterling bank Specta via the details below:

Contact Email: [email protected]

Contact Phone: 08170852820 | 08170852815

Sterling Bank Social Lender

Apart from Specta, the bank also runs a social lender scheme. Sterling bank social lender is a lending platform where loans are given to individuals based on their social media reputation. You can connect via your LinkedIn, Facebook, or Twitter account. Step up your online social reputation with the social lender and you can get quick cash into your Nigerian account in record time. The interest rates for both specta loans and the social lender scheme are quite competitive. Specta loans can be used for other types of financing such as house rent, school fees e.t.c